Banking Regulation Act,1949
This 2025 edition of The Banking Regulation Act, 1949 (Act 10 of 1949) compiles India’s core statute on the licensing, supervision, governance and resolution of commercial and co-operative banks. Meticulously updated with the Banking Laws (Amendment) Act, 2025 (15 of 2025, dt. 15-4-2025) and every allied notification now in force, it provides a single-source reference for regulators, financiers and practitioners.
Supplementary legislation & rules inside
• Banking Regulation (Companies) Rules, 1949
• Banking Companies (Acquisition & Transfer of Undertakings) Acts, 1970 & 1980
• Banking Companies (Resolution of Financial Firms) Act Extracts (where applicable)
• Co-operative Banks (Nomination) Rules, 1985 & Co-operative Banks (Resolution of Financial Service Providers) Guidelines, 2021
• Banking Regulation (Co-operative Societies) Rules, 1966
• National Bank for Financing Infrastructure and Development (NaBFID) Control Regulations, 2022
• Reserve Bank circular extracts on Prompt Corrective Action, Basel III capital and large-exposure limits (latest updates)
Concise short comments follow pivotal sections—flagging RBI licensing powers, minimum-capital tweaks, merger/ moratorium procedures, and the 2025 amendment’s changes to board-fit-and-proper norms—while preserving full Bare-Act integrity for exam and official use.
Core statutory coverage
• Licensing & branching requirements, foreign-bank entry and “scheduled bank” status
• Prudential regulation—capital adequacy, reserves, exposure ceilings and investment norms
• Corporate governance & management—board composition, CEO fit-and-proper, compensation caps
• Inspection & supervision powers of the Reserve Bank of India, including special audits and reporting obligations
• Moratorium, amalgamation & resolution—scheme approval, deposit-insurance payout triggers and bridge-bank options
• Restrictions on loans & advances—connected lending, promoter exposure and related-party ceilings
• Penalties & enforcement—civil monetary penalties, criminal sanctions and compounding provisions
This edition is particularly suitable for
• AIBE candidates and law students studying banking & financial-services law
• Compliance officers, in-house counsel, auditors and risk managers in banks and NBFCs
• Regulators, insolvency professionals and resolution administrators overseeing stressed-bank interventions
• Academicians, researchers and policy analysts examining prudential regulation and financial-sector reform
Presented without extensive commentary yet enriched with targeted explanatory notes, this Bare Act guarantees clarity, authenticity and practical insight—indispensable for statutory compliance, legal practice, and academic study.
| Book Format | : | Paperback |
| Language | : | English |
| ISBN-13 | : | 9789356037434 |
| Book Edition | : | 2025 |
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Shipping & Returns
Shipping
Orders are shipped within 3–5 working days (exceptions may occur). Deliveries within Delhi usually take 3–5 working days post-shipment, while deliveries outside Delhi may take 4–5 working days. International shipping is not available at present. Once your package has been dispatched, you will receive a confirmation email with a tracking number to monitor your order.
Returns
We do not accept returns or exchanges for books once sold. A return or replacement is only possible if the book delivered is damaged or if the wrong book has been sent. In such cases, customers are requested to contact us within 7 days of delivery with order details and proof (such as a photo of the book). Refunds will be processed once the returned books are received and inspected, and the amount will be credited in the original form of payment within 7 working days. Shipping charges will not be refunded unless the return is due to our error.
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Your payment information is processed securely. We do not store your card details nor have access to your payment information.
We accept payments via Debit Cards, Credit Cards, UPI, Net Banking, and Cash on Delivery (COD) for your convenience.
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Your payment information is processed securely. We do not store your card details nor have access to your payment information.
We accept payments via Debit Cards, Credit Cards, UPI, Net Banking, and Cash on Delivery (COD) for your convenience.
Secure Payment
Your payment information is processed securely. We do not store your card details nor have access to your payment information.
We accept payments via Debit Cards, Credit Cards, UPI, Net Banking, and Cash on Delivery (COD) for your convenience.
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