Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002

Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002

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Author : Commercial Law Publishers
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This edition of The Securitisation and Reconstruction of Financial Assets & Enforcement of Security Interest Act, 2002 (Act 54 of 2002), updated with all amendments including those introduced by the Finance Act, 2021 (13 of 2021) and allied rules, serves as a comprehensive and reliable legal reference for students preparing for the All India Bar Examination (AIBE), as well as professionals in banking, finance, insolvency, and debt recovery.

The book presents the bare text of the law—precisely as enacted—without commentary or interpretation, making it ideal for examination purposes, statutory compliance, and legal referencing. It covers the legislative framework governing securitisation, asset reconstruction companies, enforcement of security interests, and recovery of non-performing assets.

The content spans the full scope of the Act, including:
• The Security Interest (Enforcement) Rules, 2002
• The Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines and Directions, 2003
• The Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines and Directions, 2010
• The SARFAESI (Central Registry) Rules, 2011
• The Enforcement of Security Interest and Recovery of Debts Laws and Miscellaneous Provisions (Amendment) Rules, 2016
• The Security Interest (Enforcement) (Amendment) Rules, 2018
• Guidelines for Asset Reconstruction Companies issued by RBI
• Relevant notifications, circulars, and directions under the SARFAESI framework

This edition is particularly suitable for:
• AIBE aspirants and law students specialising in banking and insolvency law
• Lawyers and law firms engaged in debt recovery and enforcement proceedings
• Bank officials, NBFCs, and Asset Reconstruction Companies handling NPAs
• Insolvency professionals and company liquidators
• Academicians and researchers in the field of financial law

With the latest amendments and comprehensive coverage of subsidiary rules, this 2025 edition ensures a complete and up-to-date statutory reference for the enforcement of security interests and financial asset reconstruction in India.

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Shipping & Returns

Shipping
Orders are shipped within 3–5 working days (exceptions may occur). Deliveries within Delhi usually take 3–5 working days post-shipment, while deliveries outside Delhi may take 4–5 working days. International shipping is not available at present. Once your package has been dispatched, you will receive a confirmation email with a tracking number to monitor your order.

Returns
We do not accept returns or exchanges for books once sold. A return or replacement is only possible if the book delivered is damaged or if the wrong book has been sent. In such cases, customers are requested to contact us within 7 days of delivery with order details and proof (such as a photo of the book). Refunds will be processed once the returned books are received and inspected, and the amount will be credited in the original form of payment within 7 working days. Shipping charges will not be refunded unless the return is due to our error.

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About the author

Commercial Law Publishers

Commercial Law Publishers

Commercial has been bold enough to bring out Books, Commentaries and Referencers on hitherto untouched subjects like Legal Metrology. It has a record number of publications on excise and customs; several titles on direct taxes as well as Sales Tax.

Commercial, in a way has brought about a reform in legal publishing by bringing out high quality publications at affordable prices and is an highly ethical business enterprise. Commercial has withstood the market competition successfully over the years including competition from Foreign publishers and strives its best to serve the legal and corporate professionals better and better every day with its novel ideas and business strategy. Commercial is backed by a team of highly competent in-house professional experts supplemented by high profile authors who have stood by it for decades.

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