Bankers' Books Evidence Act, 1891

This 2023 edition of The Bankers’ Books Evidence Act, 1891 (Act 18 of 1891) reproduces—word for word—the classic statute that allows certified extracts from a bank’s ledgers, account statements, and electronic records to be admitted in court without producing the original books. Brief, practice-oriented short comments follow key sections—flagging the 2002 and 2010 digital-evidence amendments, RBI circular cross-references, and recent case-law pointers—while preserving complete Bare-Act integrity for examinations and courtroom use.

Core statutory coverage

• Definitions of “bank,” “bankers’ book” & “legal proceeding”—now inclusive of core-banking servers, PDFs, and scanned images.
• Certified copies & electronic printouts—formal requirements, authorised signatories, and admissibility presumptions.
• Court orders & summons—when courts may compel further disclosure or in-camera inspection of originals.
• Protection of customer confidentiality—limits on fishing expeditions and safeguards for third-party data.
• Cost & time savings—provisions accepted across civil, criminal, insolvency, and tax proceedings.

This edition is particularly suited for

• AIBE candidates and law students mastering evidence rules for banking documents.
• Judges, advocates, resolution professionals & forensic auditors relying on certified bank records in litigation.
• Bank compliance teams & branch managers issuing certificates and responding to summons.
• Investigators, economic-offences wings & fraud-detection units presenting digital account extracts in court.

Presented verbatim yet enriched with concise explanatory notes, this Bare Act guarantees clarity, authenticity, and immediate practical insight—indispensable for statutory compliance, legal practice, and academic study.