Banking Laws
This 2025 edition of the Banking Laws Bare-Act Compendium brings together the eight cornerstone statutes that govern India’s banking and financial-services sector, each reproduced verbatim from the Gazette and fully updated through the latest 2024–25 amendments. Short, practice-oriented comments follow key provisions—flagging new decriminalised offences, board-fit-and-proper norms, and digital-compliance mandates—while preserving complete Bare-Act integrity for examinations and courtroom use.
Statutes consolidated in this volume • Banking Regulation Act, 1949 – updated with S.O. 940 (E) (28-3-2024) on branch authorisation and board governance
• Depositories Act, 1996 – demat accounts, beneficial ownership and SEBI oversight
• Interest Act, 1978 – statutory interest where no contractual rate exists
• Negotiable Instruments Act, 1881 – cheque-dishonour regime, electronic instruments and compounding provisions
• Prevention of Money-Laundering Act, 2002 – as streamlined by the Jan Vishwas (Amendment of Provisions) Act, 2023 for graded civil penalties
• Recovery of Debts & Bankruptcy Act, 1993 – tribunal framework for speedy recovery of bank dues (with 2016 Bankruptcy alignments)
• Reserve Bank of India Act, 1934 – incorporating the June 2024 RBI (CLN S.3721/63/2024) amendment on monetary-policy processes
• Securitisation & Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002 – out-of-court enforcement and asset reconstruction provisions
Key features
• Fully consolidated texts with state amendments foot-noted where applicable
• Short comments highlighting 2023–25 regulatory tweaks, threshold limits and RBI circular cross-references
• Clear typography, section headings and no extraneous commentary—BCI-compliant for AIBE and university exams
This compendium is particularly useful for
• Compliance officers, in-house counsel, auditors and risk managers in banks, NBFCs and fintechs
• Advocates, insolvency professionals and DRT/SARFAESI practitioners handling recovery and enforcement litigation
• AIBE candidates, law students and competitive-exam aspirants covering banking and financial-sector regulations
• Policy analysts, researchers and fintech founders tracking India’s rapidly evolving banking framework
| Book Format | : | Paperback |
| Language | : | English |
| ISBN-13 | : | 9789356037380 |
| Book Edition | : | 2026 |
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Shipping & Returns
Shipping
Orders are shipped within 3–5 working days (exceptions may occur). Deliveries within Delhi usually take 3–5 working days post-shipment, while deliveries outside Delhi may take 4–5 working days. International shipping is not available at present. Once your package has been dispatched, you will receive a confirmation email with a tracking number to monitor your order.
Returns
We do not accept returns or exchanges for books once sold. A return or replacement is only possible if the book delivered is damaged or if the wrong book has been sent. In such cases, customers are requested to contact us within 7 days of delivery with order details and proof (such as a photo of the book). Refunds will be processed once the returned books are received and inspected, and the amount will be credited in the original form of payment within 7 working days. Shipping charges will not be refunded unless the return is due to our error.
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Your payment information is processed securely. We do not store your card details nor have access to your payment information.
We accept payments via Debit Cards, Credit Cards, UPI, Net Banking, and Cash on Delivery (COD) for your convenience.
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Your payment information is processed securely. We do not store your card details nor have access to your payment information.
We accept payments via Debit Cards, Credit Cards, UPI, Net Banking, and Cash on Delivery (COD) for your convenience.
Secure Payment
Your payment information is processed securely. We do not store your card details nor have access to your payment information.
We accept payments via Debit Cards, Credit Cards, UPI, Net Banking, and Cash on Delivery (COD) for your convenience.
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