This edition of Banking Laws, containing the Banking Regulation Act, 1949, as amended by the Banking Laws (Amendment) Act, 2025 (16 of 2025, dated 15-4-2025), along with subsequent enforcement notifications, serves as a comprehensive and authoritative legal reference for students as well as professionals in banking, finance, and regulatory compliance. The book presents the bare text of the law—precisely as enacted—supplemented with short comments, making it ideal for both examination purposes and practical legal application.

It includes a consolidated and updated compilation of key banking and financial laws, ensuring complete alignment with the latest legislative and regulatory framework as applicable in 2026. The text also incorporates relevant state amendments, enhancing its practical utility across jurisdictions.

The content spans the full scope of major banking and financial legislation, including:
• The Banking Regulation Act, 1949
• The Depositories Act, 1996
• The Interest Act, 1978
• The Negotiable Instruments Act, 1881
• The Prevention of Money-Laundering Act, 2002 (as amended by the Jan Vishwas (Amendment of Provisions) Act, 2023)
• The Recovery of Debts Due to Banks and Financial Institutions Act, 1993
• The Reserve Bank of India Act, 1934 (as amended by the Banking Laws (Amendment) Act, 2025)
• The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI)
• Relevant amendments, enforcement dates, and statutory updates

This edition is particularly suitable for:
• Law students and academicians specializing in banking and financial laws
• Banking professionals, compliance officers, and financial consultants
• Advocates and litigators handling banking, recovery, and financial disputes
• Corporate legal departments ensuring regulatory compliance

Whether used for academic study, professional reference, or courtroom practice, this updated volume delivers a precise and reliable compilation of India’s core banking laws as applicable in 2026.