The Banking Regulation Act, 1949

The Banking Regulation Act, 1949

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Author : Commercial Law Publishers
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This edition of The Banking Regulation Act, 1949 (Act 10 of 1949) presents the updated and authoritative bare text of India’s core banking legislation, incorporating all amendments introduced by the Banking Laws (Amendment) Act, 2025 (16 of 2025) and other relevant legislative and regulatory changes notified up to 2025. Designed as a dependable legal reference, the book provides the statute as enacted, along with short comments, ensuring clarity while retaining statutory accuracy for examination and professional use.

The publication includes the Banking Regulation Act, 1949, fully revised to reflect current law, and is supplemented alongwith important allied rules, regulations, and schemes essential for a comprehensive understanding of banking regulation in India. The text strictly adheres to the latest notified amendments, rules, and RBI regulations, making it fully aligned with prevailing legal and regulatory frameworks applicable to banks and financial institutions.

The content covers, inter alia:
• Regulation and supervision of banking companies
• Licensing, management, and control of banks
• Capital, reserves, and restrictions on banking business
• Amalgamation, acquisition, and winding up of banking companies
• Provisions relating to co-operative banks
• Powers of the Reserve Bank of India
• Banking Regulation (Companies) Rules, 1949
• Banking Companies (Nomination) Rules, 1985
• Banking Companies (Acquisition and Transfer of Undertakings) Act and Rules
• Co-operative Banks rules and preservation of records provisions
• Relevant RBI schemes, regulations, and notifications updated up to 2025

This edition is particularly suitable for:
• Law students and academicians studying banking and financial laws
• Practising advocates, judges, and litigators in banking matters
• Chartered accountants, company secretaries, and compliance professionals
• Bank officials and regulatory professionals requiring an up-to-date statutory reference

Whether used for examinations, court practice, academic study, or professional compliance, this 2026 edition delivers an accurate, current, and comprehensive presentation of the Banking Regulation Act, 1949, alongwith allied rules and regulations, as applicable in contemporary banking law practice.

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Shipping & Returns

Shipping
Orders are shipped within 3–5 working days (exceptions may occur). Deliveries within Delhi usually take 3–5 working days post-shipment, while deliveries outside Delhi may take 4–5 working days. International shipping is not available at present. Once your package has been dispatched, you will receive a confirmation email with a tracking number to monitor your order.

Returns
We do not accept returns or exchanges for books once sold. A return or replacement is only possible if the book delivered is damaged or if the wrong book has been sent. In such cases, customers are requested to contact us within 7 days of delivery with order details and proof (such as a photo of the book). Refunds will be processed once the returned books are received and inspected, and the amount will be credited in the original form of payment within 7 working days. Shipping charges will not be refunded unless the return is due to our error.

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Your payment information is processed securely. We do not store your card details nor have access to your payment information.

We accept payments via Debit Cards, Credit Cards, UPI, Net Banking, and Cash on Delivery (COD) for your convenience.

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Your payment information is processed securely. We do not store your card details nor have access to your payment information.

We accept payments via Debit Cards, Credit Cards, UPI, Net Banking, and Cash on Delivery (COD) for your convenience.

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Your payment information is processed securely. We do not store your card details nor have access to your payment information.

We accept payments via Debit Cards, Credit Cards, UPI, Net Banking, and Cash on Delivery (COD) for your convenience.

About the author

Commercial Law Publishers

Commercial Law Publishers

Commercial has been bold enough to bring out Books, Commentaries and Referencers on hitherto untouched subjects like Legal Metrology. It has a record number of publications on excise and customs; several titles on direct taxes as well as Sales Tax.

Commercial, in a way has brought about a reform in legal publishing by bringing out high quality publications at affordable prices and is an highly ethical business enterprise. Commercial has withstood the market competition successfully over the years including competition from Foreign publishers and strives its best to serve the legal and corporate professionals better and better every day with its novel ideas and business strategy. Commercial is backed by a team of highly competent in-house professional experts supplemented by high profile authors who have stood by it for decades.

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