This 2027 edition of The Banking Regulation Act, 1949 (Act 10 of 1949), published by Commercial Law Publishers (India) Pvt. Ltd., presents the updated statutory framework governing banking companies and banking operations in India. The edition incorporates the Banking Laws (Amendment) Act, 2025 (Act 16 of 2025), along with the relevant commencement notifications and short comments for convenient legal reference.

The book includes the Banking Regulation Act, 1949, together with important allied legislation, rules, regulations, and schemes relating to banking regulation and financial institutions. It provides a consolidated reference for understanding the legal framework governing banking companies, regulatory supervision, compliance obligations, and banking operations.

The edition includes:

• The Banking Regulation Act, 1949, with amendments and relevant notifications • The Banking Regulation (Companies) Rules, 1949 • The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 • The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980 • The Co-operative Banks (Period of Preservation of Records) Rules, 1985 • The Banking Companies (Period of Preservation of Records) Rules, 1966 • The Banking Regulation (Co-operative Societies) Amendment Rules, 2025 • The Bilateral Netting of Qualified Financial Contracts Act, 2020 • The Reserve Bank–Integrated Ombudsman Scheme, 2026 • The National Bank for Financing Infrastructure and Development Act, 2021 • Relevant rules and regulations under the National Bank for Financing Infrastructure and Development framework • The Banking Companies (Nomination) Rules, 2025

The book is particularly suitable for:

• Law students and academicians studying banking and financial law • Advocates and legal practitioners handling banking-related matters • Banking professionals and compliance officers • Chartered accountants, company secretaries, and financial consultants • Banking law researchers and legal scholars • Candidates preparing for judicial service and professional examinations • Financial institutions requiring a statutory reference for regulatory compliance

With its updated statutory provisions, allied banking legislation, relevant Rules and Regulations, notifications, and short comments, this 2027 Bare Act edition provides a convenient legal reference for studying and applying banking regulation law in India.